A Canberra woman has woken up on Wednesday morning to the news she’s become an overnight multi-millionaire.

The Mum was the only division one winner in Tuesday night’s Oz Lotto draw.

She said she still coming to terms with the reality of her big payday.

“I checked my ticket last night, and I couldn’t believe it, I really couldn’t believe it.”

“I didn’t sleep at all. I was lying awake thinking about what we will do if it’s true!”

“I’m still in shock.”

She now plans on putting the money towards a house and an overseas holiday, when that’s allowed again.

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“My husband and I both recently retired, so the timing is perfect,” she explained.

“Hopefully we can go overseas and travel to Canada one day soon!”

“And we really want to help our children – that’s the main thing at the moment.”

The woman takes home a total cash prize of $10,487,834.11.

She’s the second lucky local to claim a win on Wednesday, after a Canberra Dad also joined the millionaires club with his $1.1 Million win over the weekend.